Program launches, regulatory action, iBuyer earnings, seller outcomes, and the mortgage-rate environment that shapes every cash offer. We track the sources that actually move the math.
Opendoor's upside-sharing Cash Plus product is now live in Dallas, Nashville, and Raleigh — its first real answer to the “75% cash, keep the upside” structured advance programs that took share in 2024–2025.
Read articleHomeward's refreshed SBYL product advances ~74% of midpoint and adds a “Condition Credit TBD” clause — a flexibility sellers will want to read carefully before signing.
Read articleHomeLight is rolling Cash Offer into its buy-before-you-sell lending product. The consumer gets one intake; the math splits across two fee stacks. Worth a careful line-by-line.
Read articleOrchard wound down its Move First trade-up product in 2023 and now operates Orchard Financing through lender and agent partners. Consumers who previously approached Orchard directly are routed through partner channels.
Read articleThe 2022 settlement set the rule: marketed offers must reflect true net-of-fees comparability. Every PSA since then has been written in its shadow. Still the single most important document in the category.
Read articleCash-backed buy-side products that drove CFPB scrutiny in 2022–2023 (UpEquity, Ribbon, Accept.inc, all since wound down) — and current successors (HomeLight, Knock Bridge Loan, Calque, Homeward) — touch NMLS-regulated lending. CFPB's comment period is the first real regulatory look at how these offers are marketed as “cash.”
Read articlePost-settlement commission structures have changed how submitting-agent referral fees flow inside Cash Offer Plus deals. Reviews on this site note which programs adjusted the fee and which didn't.
Read articleCalifornian sellers now receive a standardized net-proceeds sheet alongside any cash offer. A template worth copying — and a reason to prefer operators who were already there.
Read articleThe iBuyer model is profitable again per-transaction. What that means for offer strength and program expansion: expect more aggressive pricing in live markets, tighter walk-away discipline in weaker ones.
Read articleOfferpad's “Flex” listing product is now more than half of contribution profit. Cash offers are still quoted — but the headline number trails Opendoor more often than it leads.
Read articleClever Real Estate and other industry surveys report most Opendoor sellers receive reduced final offers after inspection — the headline quote diverges from the final offer once repair credits are applied. The data that sits under every Cash Offer Plus sales pitch.
Read article85% advance, independent appraisal, ~40-state footprint, 4.99% program fee + 0.75%/30-day carrying. The current category leader on the seller-keeps-upside metric — and the reason why.
Read reviewIllustrative — not a real listing. Three-market pilot. Sample offer: ~$501K estimate, ~84% up-front, 5% program fee, ~$35/day carrying, upside-share structure. Opendoor's Cash Plus passes resale proceeds to the seller net of program fees. Tight disclosure, narrow footprint.
Read reviewAgent-submitted only. MPSP $380K on sample 2547 Abacus Court. 81.7% Immediate, 76.5% Advantage. Price-decay protocol moves 115%→92% across Days 1–150. Strong structure, strict channel.
Read review12–13 states. 74% midpoint advance, 7% / $17,500 min program fee, “Condition Credit TBD.” Trustpilot reviews flag fee disclosures arriving <1hr before closing, up to 80% higher than initial quote.
Read reviewWith prime around 7.25–7.50% and the 30-year fixed holding above 7%, rate-locked sellers keep choosing structured cash offers over a traditional listing because the arithmetic still works. The single biggest macro driver of the category.
Read articleA lengthening DOM number makes the carrying-fee clause in a Cash Offer Plus PSA more expensive for the seller. Read that clause twice on every deal signed after March 2026.
Read articleCash offer programs cluster in markets where data is plentiful and resale is fast. That Sun Belt footprint is not an accident — it's the same map that shows up on program availability pages.
Read articleRedfin's weekly housing data shows the share of re-listed homes converting into a cash offer rising every month since Q3 2025. This is no longer a niche category.
Read articleSide-by-side programs, fees, timelines, and net proceeds for your actual address.
Program launches, PSA revisions, and the two rankings shifts we think are worth acting on. No affiliate offers, no spam.