Nine programs, across the sixteen states where they have the most coverage. Here's where each one is live today, where they're piloting, and where they're not going.
Live — quoting and closing. Pilot — limited markets or customer segments. Announced — publicly committed, not yet quoting.
Cash offer programs are regulated state-by-state as real estate brokerages, lenders, or both, depending on the product. A product that's a simple investor-buy in Texas might require lender licensure in New York, which can take 18 months. Most programs start in the Sun Belt (TX, FL, AZ, NV, GA, NC) because the licensing is lighter and housing stock moves quickly.
If fewer than three programs are live in your state, the comparison becomes less about “which cash offer is best” and more about “is the one available cash offer better than a traditional listing.” Our cash vs. listing calculator handles that specific question.
From public announcements and licensing filings: Zoom Casa is expanding to NY, NJ, CT, and MN in Q4 2026. Opendoor is piloting Cash Plus in three new metros (Charlotte, Columbus, Minneapolis). HomeLight has not announced new state expansions. Knock is consolidating in its 75 current metros rather than expanding state count.
Even if it's thin, there may be local investor channels worth comparing. We'll tell you.
Get matchedProgram launches, PSA revisions, and the two rankings shifts we think are worth acting on. No affiliate offers, no spam.