Knock's consumer Home Swap wound down; the current product is the Knock Bridge Loan, offered B2B through partner lenders and agents. Consumers now access Knock through their mortgage broker or agent.
Knock was founded in 2015 by Sean Black and Jamie Glenn and is headquartered in New York. The original consumer Home Swap product has been discontinued; Knock now operates the Knock Bridge Loan as a B2B product offered through partner lenders and real-estate agents. Historical Home Swap pricing was 0% for the first six months followed by a fixed rate (not prime + 1% compounding).
Knock's current product is a bridge loan funded through partner lenders that helps a trade-up buyer make a non-contingent offer on a new home using equity in the departing home. Consumers don't contract with Knock directly — access is through a mortgage broker or real-estate agent who has enrolled with Knock. Terms, rates, and fee structure vary by lending partner, so the specific dollar math should come from the originating lender, not a headline program page.
Ask your mortgage broker or agent whether they work with Knock. If they do, Knock provides the bridge capacity; the broker underwrites to their own standards on top of Knock's framework. You make an offer on the new home using the bridge, move in, and list the departing home. Repayment comes from the departing-home proceeds.
6.0 / 10. Knock is now infrastructure rather than a consumer brand. If your broker or agent works with Knock and you need bridge capacity to buy before you sell, it is a reasonable tool. If you want a direct-to-consumer trade-up product with published terms, look at Homeward.
Enter your metro and we'll model both under your expected days-to-sale.
Get matchedProgram launches, PSA revisions, and the two rankings shifts we think are worth acting on. No affiliate offers, no spam.